![]() ![]() See Cash in (redeem) an EE or I savings bond. For example, if you cash in the bond after 18 months, you get the first 15 months of interest. However, if you cash in the bond in less than 5 years, you lose the last 3 months of interest. You can cash in (redeem) your I bond after 12 months. Paper I bonds: You must submit the paper bond to cash it. With a Series I savings bond, you wait to get all the money until you cash in the bond.Įlectronic I bonds: We pay automatically when the bond matures (if you haven’t cashed it before then).
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